Essay On Navy Federal Credit Union
Navy Federal Credit Union (or Navy Federal) is a US credit union headquartered in Vienna, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA). Navy Federal is the largest natural member (or retail) credit union in the United States, both in asset size and in membership. As of May 2017, Navy Federal had over $81 billion USD in assets, and nearly 7 million members.
The Navy Federal was founded in 1933 by Navy employees who were members of the Federal Employees' Union, In May 2008, the Navy Federal Credit Union widened its membership to include the entire Department of Defense, which made eligible all active duty, retired, and reserve Army, Navy, Marine Corps, and Air Force personnel, as well as civilian personnel within the Department of Defense. In
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Every member is basically a shareholder.
The Navy Federal credit union has over 14,000 employees world-wide. Navy Federal has never had a layoff, choosing instead to move employees to other departments to avoid layoffs.
There have also been several times in the credit union's history that NCUA (National Credit Union Administration) has asked Navy Federal to merge with or absorb other credit unions that were experiencing financial or other difficulties. Members of these prior credit unions remained members of Navy Federal after the merger (following NCUA's policy of "once a member, always a member").
The Navy Federal Code of Ethics
In accordance with board policy, every Director, Committee Member, Officer, Agent, Attorney and Employee of Navy Federal Credit Union ("Navy Federal") shall be guided by the Code of Ethics set forth below and should:
• act with the highest degree of integrity, which requires being honest and
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